Fashion & Style Basics

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Splurge or Save? – Guide to Fashion Spending

When it comes to investing in what to wear, there’s a simple rule to keep in mind “Cost Per Wear” (aka CPW).  Take the cost of the item and divide it by the number of times it will be worn. 


Fashion and Style Basics

Cost - Leather boots $200

Wear - Predict they will be worn more than 50 times

Cost Per Wear - $4 Cost Per Wear


If that trendy piece is only going to see the light of day a couple of times, then it’s not smart to spend a ton of money on a one hit wonder. However, a coat, handbag or pair of boots that have the potential to be worn multiple times over several years are a good investment.  Here’s a guide to Splurge or Save according the Smart Style Guide:


Classic Leather Riding Boots - Splurge

Always in style, these will be in for years to come.  Go ahead and splurge on good quality boots that will stand the test of time. 


Costume Jewelry Pieces - Save

When it comes to jewelry, only splurge if it’s real. Look for great costume jewelry pieces made with heart on or in your local resale shop.


Denim Flares - Save

While it’s important to splurge on a great pair of jeans, don’t waste money on the trendiest pair. Flares may be the “it” silhouette this season but come next year, they’ll be on the outs. Gap offers a variety of flares to flatter any figure at a reasonable price.


Wool Fitted Blazer – Splurge and/or Save

This is tricky. If it’s a blazer in a traditional color and pattern, designed to stand the test of time then splurge. However, if it’s a trendy color or pattern that will only be relevant one or two seasons, save your cash and hit up discount stores such as TJ Maxx or Marshalls.



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